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Income Protection

personal protection
Income Protection cover pays you a regular monthly payment if you are unable to work because you are sick or injured.  Income protection is designed to provide you with money to live on whilst you are not receiving your salary or wages.  

​Income Protection benefits are paid to you if you continue to be disabled after a waiting period.  You can choose how long you want the waiting period to be, remembering the longer the waiting period before the benefit is paid, the cheaper the premiums.  However, your broker will establish how long you can survive financially if you were unable to work and make a waiting period recommendation specific to your circumstances.
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If you are needing a loan for your first home, new home, investment property or re-financing, visit our sister company The Lending Pad.
www.thelendingpad.co.nz

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